Flexible ways to pay

Furniture financing that fits your budget

Choose Affirm during our secure online checkout, or apply directly with Acima for a lease-to-own option.

Online checkout

Affirm

Affirm lets eligible customers split a purchase into scheduled payments. Select Affirm when it appears in the secure payment form to review your personalized offer before agreeing.

Actual payment amounts, APR, and terms are shown before you commit.
Checking eligibility uses a soft credit check and does not affect your credit score.
No late fees or hidden fees from Affirm.
You can pay your plan off early without a prepayment penalty.

Shop available furniture

Lease-to-own

Acima Leasing

Acima offers a lease-to-own path for shoppers with good, challenged, or no credit history. Apply on Acima’s secure website and review the options available to you.

Applying uses a soft credit check, not a hard credit inquiry.
Lease-to-own is not a traditional loan.
Early purchase options may be available; fees depend on your agreement and timing.
Payments are scheduled automatically under your Acima agreement.

Apply with Acima

Good to know

Financing and leasing are subject to provider approval, eligibility, and separate terms. Studio 5 Furniture does not decide approvals or collect credit application information. Affirm is available only when shown at checkout. For custom orders, select Pay in full before checkout if you want to use Affirm for the complete furniture price.